Title Insurance

Title insurance is a form of indemnity insurance that protects real estate owners and lenders against financial loss due to defects in a property's title. These defects can include errors or omissions in public records, undisclosed heirs, fraud, or liens against the property. Title insurance ensures that the property owner has clear and marketable title to the property, providing peace of mind and financial protection in the event of a dispute over ownership rights. It is typically purchased during the closing process of a real estate transaction and remains in effect for as long as the insured retains an interest in the property.